Down Payment Assistance Program
Faster SBA approvals and no SBA wait times. Own your business property even when cash is tight.
Bridge the Down Payment Gap
Get $50,000-$100,000 to complete your SBA 504 financing.
Get $50,000-$100,000 to complete your SBA 504 financing.
Competitive Market Rates
Affordable financing that works with your budget.
Affordable financing that works with your budget.
Complete Your Property Purchase
Don't let down payment requirements stop your growth.
Don't let down payment requirements stop your growth.
Who Qualifies for Down Payment Assistance?
Perfect for businesses that need help completing their SBA 504 financing.
You Must Have:
Pre-approved SBA 504 loan from New England Certified or another lender
Stable business operations with positive cash flow
Good credit profile (business and personal)
Property under contract or identified for purchase
Loan Parameters
Loan amounts: $50,000 to $100,000
Use: SBA 504 down payment and related closing costs
Rates: Competitive market pricing
Terms: Structured to work with your SBA 504 payments
Ideal Candidates:
Growing businesses that invested working capital in operations
Seasonal businesses with cash tied up in inventory or equipment
New business owners building credit and cash reserves
Established companies preserving capital for expansion plans
Not Eligible:
Businesses without approved SBA 504 financing
Speculative real estate purchases
Investment properties or rental real estate
Businesses with significant credit issues
The Bottom Line
If you're approved for SBA 504 but need help with the down payment, we can bridge that gap.
Ready to Complete Your Property Purchase?
Don't let down payment requirements delay your business growth. Our financing experts will review your SBA 504 approval, assess your down payment needs, and structure a solution that gets you to closing on time.
504 Loans for Growing Businesses